HR ARMOR LLC — TERMS OF SERVICE

Effective Date: November 1, 2025

Last Updated: December 20, 2025

Please read these Terms of Service (“Terms,” “Terms of Service”) carefully before using the HR Armor LLC website, digital tools, or services (collectively, the “Website” or “Services”) operated by HR Armor LLC, a Maryland Limited Liability Company (“Company,” “we,” “our,” or “us”).

These Terms contain important information regarding your legal rights, obligations, and limitations of liability. Your access to and use of the Website or Services is conditional upon your acceptance of and compliance with these Terms.

By accessing or using any HR Armor platform, you agree to be bound by these Terms. If you do not agree, you must discontinue use immediately.

1. Eligibility and Acceptance of Terms

These Terms apply to all visitors, users, and subscribers who access or use HR Armor Services. By using the Website or purchasing a subscription, you represent that you are at least 18 years old and have the legal authority to enter into this agreement.

2. Educational Use Only — No Legal Advice

HR Armor LLC provides digital tools, educational materials, and HR strategy resources to help employees and professionals navigate workplace challenges.

The Company is not a law firm and does not provide legal, financial, or employment representation or advice. Use of the Services does not create an attorney-client, fiduciary, or employment relationship.

All content, tools, and templates are for educational and informational purposes only. Users should consult a qualified attorney for legal or employment-law questions.

3. Account Registration and Security

Access to certain Services requires creating an account within Go High Level or other platforms managed by HR Armor LLC.

You agree to:

Provide accurate, complete, and current information when registering.

Maintain the confidentiality of your login credentials.

Accept full responsibility for all activity occurring under your account.

HR Armor reserves the right to suspend or terminate any account suspected of unauthorized use, misrepresentation, or violation of these Terms.

4. Subscriptions, Payments, and No Refund Policy

4.1 Subscription Billing & Authorization

By purchasing a subscription, you expressly authorize HR Armor LLC to charge your selected payment method on a recurring basis for the subscription fee, including applicable taxes, at the beginning of each billing period, until you properly cancel in accordance with these Terms.

4.2 Automatic Renewal

All subscriptions automatically renew at the start of each billing cycle unless properly canceled prior to renewal. Renewal charges are processed at the beginning of the billing period, not at the end.

4.3 Strict No Refund Policy

ALL PAYMENTS ARE FINAL AND NON-REFUNDABLE.

Due to the immediate delivery of digital services, tools, templates, AI copilots, and/or community access upon purchase:

• No refunds, chargebacks, reversals, credits, or prorated refunds will be issued for any reason, including but not limited to:
  

  • Failure to cancel on time
    
    

  • Partial use or non-use of the Services
    
    

  • Dissatisfaction with content or outcomes
    
    

  • Mistaken purchase
    
    

  • Lack of awareness of renewal dates
    
    

  • You expressly waive any right to dispute or seek reimbursement once access is granted.

4.4 Cancellation Policy (Time-Sensitive & Procedural)

To avoid renewal charges, cancellation requests must be received no fewer than three (3) business days before the start of the next billing period.

Cancellations must meet all of the following requirements to be honored:

• Submitted in writing
  
  

• Sent only to: [email protected]
  
  

• Email subject line must state: “Subscription Cancellation”
  
  

• Sent from the email address associated with your account
  
  

Cancellations submitted through chat, social media, voicemail, comments, or any other method will not be considered valid.

4.5 Effective Date of Cancellation

Approved cancellations take effect at the end of the current paid billing period. You will retain access through the remainder of that period. No refunds or credits will be issued for unused time.

4.6 Failure to Cancel Properly

If a cancellation request does not comply with the requirements above or is received after the deadline, the subscription will renew, and the associated charge will be deemed authorized and valid.

4.7 Chargebacks & Payment Disputes

You agree not to file a chargeback or payment dispute for any authorized subscription charge. Unauthorized chargebacks constitute a material breach of these Terms and may result in immediate termination of access and collection efforts.

Acknowledgment of No Refund Policy

By completing your purchase, you acknowledge that you have read, understood, and agree to HR Armor LLC’s No Refund and Cancellation Policy, and that you are expressly waiving any right to a refund once access to digital services is provided.

5. User Data, Uploads, and Confidential Information

Certain Services allow users to upload or submit documents, notes, or other data. You represent that:

You have the legal right to share such information.

Your upload does not violate any confidentiality, nondisclosure, or employment agreement.

HR Armor LLC employs commercially reasonable measures to protect user data but cannot guarantee absolute security. Users assume all risk associated with data uploads, transmission, or storage.

The Company is not liable for unauthorized access, data loss, or disclosure beyond its reasonable control.

6. License and Use Restrictions

HR Armor LLC grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Services solely for your individual use.

You agree not to:

Copy, distribute, sell, or reproduce any HR Armor materials.

Share your login credentials with others.

Reverse-engineer, disassemble, or modify any HR Armor tool or software.

Use the Services to compete with or create derivative works from HR Armor’s proprietary materials.

Engage in any activity that disrupts, damages, or impairs the Website or other users’ experience.

Violation of this license will result in immediate termination of access and may result in legal action.

7. AI-Assisted Tools and Data Disclaimer

Certain HR Armor Services use automation or artificial intelligence (“AI”) to assist users in generating recommendations, templates, or messaging frameworks.

These tools rely on general HR data and user input and may not reflect legal or factual accuracy.

AI outputs are not guaranteed to be accurate, complete, or suitable for any specific use.

HR Armor LLC is not responsible for outcomes, decisions, or results derived from AI-generated content.

You are solely responsible for verifying, editing, and applying any AI-generated materials.

8. No Guaranteed Results

HR Armor LLC makes no guarantees or representations that use of its Services will lead to any specific result, such as preventing job loss, obtaining severance, or achieving professional outcomes.

Outcomes depend on individual circumstances beyond the Company’s control. Users assume full responsibility for all actions taken based on HR Armor content or guidance.

9. Intellectual Property and Ownership

All text, design, logos, images, software, and materials provided on the Website or within the Services (“Content”) are the property of HR Armor LLC and protected under U.S. and international intellectual property laws.

You are prohibited from copying, distributing, republishing, or modifying any HR Armor Content without express written permission. Unauthorized use constitutes infringement and may result in legal action.

10. Prohibited Activities

You agree not to:

Impersonate HR Armor or its employees.

Misrepresent your identity or affiliation.

Post or transmit malicious code, spam, or harmful materials.

Access, copy, or monitor the Website using automated tools (robots, scrapers, spiders).

Interfere with or attempt to gain unauthorized access to, copy, or distribute servers, databases, defense intelligence, systems, training, videos, community, or networks.

Use the Services in violation of any local, state, or federal law.

11. Third-Party Links and Resources

The Website may include links to third-party websites or resources. HR Armor LLC is not responsible for and does not endorse or guarantee the content, products, or services offered by third parties.

You access such materials at your own risk. HR Armor LLC disclaims all liability for any damages or losses arising from third-party content or interactions.

12. No Warranty

The Website and Services are provided on an “as is” and “as available” basis without any warranties, express or implied.

HR Armor LLC disclaims all warranties, including but not limited to:

Merchantability or fitness for a particular purpose.

Non-infringement or uninterrupted access.

Accuracy or reliability of content or results.

Use of the Services is solely at your own risk.

13. Limitation of Liability

To the fullest extent permitted by law, HR Armor LLC, its owners, officers, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages, including but not limited to:

Loss of profits, data, employment, or reputation.

Errors, delays, or interruptions in service.

Unauthorized access to or alteration of your data.

In no event shall HR Armor’s total liability exceed the total amount you paid, if any, for the Services in the three months preceding the event giving rise to the claim.

14. Indemnification

You agree to indemnify, defend, and hold harmless HR Armor LLC, its officers, employees, and affiliates from any and all claims, liabilities, damages, losses, or expenses (including attorneys’ fees) arising from your:

Use or misuse of the Services.

Violation of these Terms.

Upload of confidential or infringing materials.

15. Termination of Access

HR Armor LLC reserves the right to suspend or terminate your access to the Website or Services at any time, without notice, for violation of these Terms or for any conduct deemed harmful to the Company or other users.

Upon termination, all licenses granted to you under these Terms will immediately cease.

16. Right to Modify Terms

HR Armor LLC reserves the right to modify, amend, or replace these Terms at any time. Updates will be posted on the Website and take effect immediately upon posting.

Your continued use after changes constitutes acceptance of the revised Terms.

17. Governing Law, Jurisdiction, and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Maryland, USA, without regard to conflict-of-law principles.

Any disputes shall be resolved exclusively in the state or federal courts located in Maryland, and you consent to their jurisdiction and venue.

Arbitration and Class Action Waiver

Any dispute or claim arising under these Terms shall be resolved through binding arbitration in Maryland under the rules of the American Arbitration Association.

You agree that disputes will be resolved only on an individual basis and not as part of a class or representative action.

18. Severability and Waiver

If any provision of these Terms is held invalid or unenforceable, the remaining provisions will remain in full force and effect.

Failure to enforce any right or provision shall not constitute a waiver of that right or provision.

19. Entire Agreement

These Terms, together with HR Armor’s Disclaimer and Privacy Policy, constitute the entire agreement between you and HR Armor LLC and supersede any prior understandings or communications.

20. Contact Information

For questions about these Terms, please contact:

HR Armor LLC

12530 Fairwood Pkwy

Ste 102 #411

Bowie MD 20720

📧 [email protected]